Paper talk Dan, wouldn't lose too much sleep over this.
Reckon the only way he would end up there is as a permanent signing.
In my opinion Derby won't be bothered about the fact that they would probably pay a higher percentage of his wage. I reckon for them the priority is to get Lowe guaranteed first team football and I don't reckon thats something that Victim FC will guarantee him as reckon they will sign a.n.other as first choice and Lowe would be back up.