You very possibly did in all honesty I didn't fully read everyones comments on the thread.
Your point about the timing is bang on, Cameron believes the polls as probably most of us do, if held tomorrow it's a No vote majority. The issue with Salmond for me is he keeps banging on that this is Scotland's destiny and his legacy to the country, but to me he falls down in all of this by failing to have the conviction and belief by going for it now.
Regarding the currency issue, of course the position of Scotland keeping on sterling is not without precadent elsewhere in the world, but surely it will be up to the government of the United Kingdom NOT Scotland as to whether they would allow a foreign country to utilise it's currency.
One thing is for sure, this is going to run and run