Dinna patronise me with that pish, min. I've spoken to countless older folk about this and they all spoke of how much simpler it was:
"All I needed 19 years ago for our first flat was a couple of wageslips and a quick survey from some dodgy geezer with a clipboard!"
"I didn't have to jump through all these hoops to get my first mortgage."
I could list more. Since the age of 16 I've never been without a job. I've worked hard for over a decade. Can I get a decent mortgage? Can I fuck. Deposit isn't even an issue. I've got one.